PayPal – send, receive, and manage money online without needing to share financial info.

Tap to join PayPal: https://py.pl/6aGme1NsbdJ

🏦 What is PayPal?

• PayPal is a digital payments platform that allows individuals and businesses to send, receive, and manage money online without needing to share financial info.

• Founded in 1998 and acquired by eBay in 2002, it spun off in 2015 as an independent public company.

• As of 2025, PayPal has over 400 million active accounts in 200+ countries and supports transactions in 25+ currencies.

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🔑 Key Features

1. Send & Receive Money

• Person-to-person (P2P) payments using email or phone number

• Domestic and international transfers

• Instant transfers to linked bank accounts or debit cards (with a fee), or standard transfers (free)

2. Online & In-Store Payments

• Pay with PayPal at millions of websites (e.g., eBay, Walmart, Etsy, etc.)

• Supports tap-to-pay and QR codes for in-store checkout

3. PayPal Business

• Tools for freelancers, online sellers, and large companies to:

  • Create invoices

  • Set up subscriptions

  • Accept payments via card, PayPal, or Pay Later

  • Access fraud protection

4. PayPal Pay Later

• Buy Now, Pay Later (BNPL) service

• Split purchases into 4 interest-free payments or choose longer-term financing (with interest)

5. PayPal Debit & Credit

• PayPal Debit Card (linked to your balance)

• PayPal Cashback Mastercard or PayPal Credit line for purchases with rewards or financing

6. Rewards Integration

• Link apps like Rakuten, Dosh, or Honey (which PayPal owns) to earn cash back

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💸 Fees (U.S.-based)

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🔐 Security & Protections

• Buyer Protection: Get refunds for items not received or not as described

• Seller Protection: Protects against chargebacks on qualified sales

• Encryption, 2FA, and fraud monitoring built-in

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🌐 Availability

• Available in over 200 countries

• Can be linked to bank accounts, credit/debit cards, Venmo, and crypto wallets (U.S. only)

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📈 Fun Fact

• PayPal was co-founded by Elon Musk, Peter Thiel, and Max Levchin

• Known as part of the original “PayPal Mafia” – whose alumni also founded Tesla, LinkedIn, YouTube, Yelp, and Palantir

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🎯 Who is PayPal Best For?